/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --primary:   #2563eb;
  --primary-dark: #1d4ed8;
  --accent:    #10b981;
  --text:      #0f172a;
  --muted:     #64748b;
  --border:    #e2e8f0;
  --bg:        #ffffff;
  --bg-alt:    #f8fafc;
  --radius:    12px;
  --radius-lg: 20px;
  --shadow:    0 1px 3px rgba(0,0,0,.08), 0 4px 16px rgba(0,0,0,.06);
  --shadow-lg: 0 8px 32px rgba(0,0,0,.12);
  font-size: 16px;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; }
ul { list-style: none; }
img { display: block; max-width: 100%; }

/* ===== BUTTONS ===== */
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--primary);
  color: #fff;
  font-weight: 600;
  font-size: .9rem;
  padding: .6rem 1.25rem;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  transition: background .2s, transform .1s;
  white-space: nowrap;
}
.btn-primary:hover { background: var(--primary-dark); transform: translateY(-1px); }

.btn-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: transparent;
  color: var(--primary);
  font-weight: 600;
  font-size: .9rem;
  padding: .6rem 1.25rem;
  border-radius: 8px;
  border: 2px solid var(--primary);
  cursor: pointer;
  transition: background .2s, color .2s;
  white-space: nowrap;
}
.btn-outline:hover { background: #eff6ff; }

.btn-ghost {
  display: inline-flex;
  align-items: center;
  color: var(--muted);
  font-weight: 500;
  font-size: .9rem;
  padding: .6rem 1rem;
  border-radius: 8px;
  transition: color .2s, background .2s;
}
.btn-ghost:hover { color: var(--text); background: var(--bg-alt); }

.btn-lg { padding: .85rem 1.75rem; font-size: 1rem; border-radius: 10px; }
.btn-block { width: 100%; }

/* ===== NAV ===== */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.9);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s, box-shadow .2s;
}
.nav.scrolled {
  border-color: var(--border);
  box-shadow: 0 1px 8px rgba(0,0,0,.06);
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1rem 1.5rem;
  display: flex;
  align-items: center;
  gap: 2rem;
}
.nav-links {
  display: flex;
  gap: 1.5rem;
  margin-left: .5rem;
  flex: 1;
}
.nav-links a {
  font-size: .9rem;
  font-weight: 500;
  color: var(--muted);
  transition: color .2s;
}
.nav-links a:hover { color: var(--text); }
.nav-actions { display: flex; align-items: center; gap: .75rem; }

/* Logo */
.logo { display: flex; align-items: center; gap: .5rem; }
.logo-mark {
  width: 34px;
  height: 34px;
  background: var(--primary);
  color: #fff;
  font-weight: 800;
  font-size: .8rem;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.logo-text { font-weight: 700; font-size: 1.1rem; color: var(--text); }

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
  margin-left: auto;
}
.hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--text);
  border-radius: 2px;
  transition: transform .2s, opacity .2s;
}
.hamburger.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile menu */
.mobile-menu {
  display: none;
  flex-direction: column;
  padding: 1rem 1.5rem 1.5rem;
  gap: .75rem;
  border-top: 1px solid var(--border);
}
.mobile-menu a { font-size: 1rem; font-weight: 500; color: var(--text); }
.mobile-menu.open { display: flex; }

/* ===== HERO ===== */
.hero {
  max-width: 900px;
  margin: 0 auto;
  padding: 5rem 1.5rem 3rem;
  text-align: center;
}
.hero-badge {
  display: inline-block;
  background: #eff6ff;
  color: var(--primary);
  font-size: .8rem;
  font-weight: 600;
  padding: .35rem .85rem;
  border-radius: 999px;
  margin-bottom: 1.5rem;
  border: 1px solid #bfdbfe;
}
.hero-headline {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -.03em;
  margin-bottom: 1.25rem;
}
.hero-headline em {
  font-style: normal;
  color: var(--primary);
}
.hero-sub {
  font-size: 1.1rem;
  color: var(--muted);
  max-width: 600px;
  margin: 0 auto 2rem;
  line-height: 1.7;
}
.hero-cta {
  display: flex;
  justify-content: center;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 3.5rem;
}

/* Hero mockup */
.hero-image-wrap { display: flex; justify-content: center; }
.hero-mockup {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  width: 100%;
  max-width: 500px;
  overflow: hidden;
}
.mockup-bar {
  background: var(--bg-alt);
  border-bottom: 1px solid var(--border);
  padding: .75rem 1rem;
  display: flex;
  align-items: center;
  gap: .4rem;
}
.dot { width: 10px; height: 10px; border-radius: 50%; }
.dot.red    { background: #ef4444; }
.dot.yellow { background: #f59e0b; }
.dot.green  { background: #22c55e; }
.mockup-url {
  margin-left: .5rem;
  font-size: .75rem;
  color: var(--muted);
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: .2rem .6rem;
  flex: 1;
  text-align: center;
}
.mockup-body { padding: 1.75rem 2rem 2rem; text-align: left; }
.mockup-step-pill {
  font-size: .75rem;
  font-weight: 600;
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: .05em;
  margin-bottom: .75rem;
}
.mockup-progress {
  height: 6px;
  background: #e2e8f0;
  border-radius: 999px;
  margin-bottom: 1.5rem;
  overflow: hidden;
}
.mockup-progress span {
  display: block;
  height: 100%;
  background: var(--primary);
  border-radius: 999px;
}
.mockup-question {
  font-size: 1.1rem;
  font-weight: 600;
  margin-bottom: 1rem;
}
.mockup-inputs {
  display: flex;
  gap: .75rem;
  margin-bottom: 1.5rem;
}
.mockup-input {
  flex: 1;
  border: 2px solid var(--border);
  border-radius: 8px;
  padding: .6rem .75rem;
  font-size: .9rem;
  color: var(--muted);
  text-align: center;
}
.mockup-btn {
  display: inline-block;
  background: var(--primary);
  color: #fff;
  font-weight: 600;
  font-size: .9rem;
  padding: .65rem 1.5rem;
  border-radius: 8px;
}

/* ===== TRUST BAR ===== */
.trust-bar {
  background: var(--bg-alt);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 1.25rem 1.5rem;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 1.25rem;
  flex-wrap: wrap;
}
.trust-bar > span {
  font-size: .85rem;
  color: var(--muted);
  font-weight: 500;
}
.bank-list { display: flex; flex-wrap: wrap; gap: .5rem; }
.bank-tag {
  font-size: .8rem;
  font-weight: 600;
  padding: .25rem .75rem;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 999px;
  color: var(--text);
}

/* ===== SECTIONS ===== */
.section {
  max-width: 1200px;
  margin: 0 auto;
  padding: 5rem 1.5rem;
}
.section-alt {
  max-width: 100%;
  background: var(--bg-alt);
  padding: 5rem 0;
}
.section-alt > * { max-width: 1200px; margin-left: auto; margin-right: auto; padding-left: 1.5rem; padding-right: 1.5rem; }
.section-alt .section-label,
.section-alt .section-title,
.section-alt .section-sub,
.section-alt .features-grid,
.section-alt .community-grid { max-width: 1200px; margin-left: auto; margin-right: auto; }
.section-alt { padding: 5rem 1.5rem; }

.section-label {
  font-size: .8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--primary);
  margin-bottom: .75rem;
}
.section-title {
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 800;
  letter-spacing: -.02em;
  margin-bottom: 1rem;
}
.section-sub {
  font-size: 1.05rem;
  color: var(--muted);
  max-width: 560px;
  margin-bottom: 3rem;
  line-height: 1.7;
}

/* ===== HOW IT WORKS ===== */
.steps-grid {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
}
.step-card {
  flex: 1;
  min-width: 220px;
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
}
.step-number {
  font-size: .75rem;
  font-weight: 700;
  color: var(--primary);
  letter-spacing: .1em;
  text-transform: uppercase;
  margin-bottom: .75rem;
}
.step-icon { font-size: 2rem; margin-bottom: 1rem; }
.step-card h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: .5rem; }
.step-card p  { font-size: .9rem; color: var(--muted); line-height: 1.6; }
.step-arrow { font-size: 1.5rem; color: var(--border); flex-shrink: 0; }

/* ===== FEATURES ===== */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}
.feature-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  transition: box-shadow .2s, transform .2s;
}
.feature-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-2px); }
.feature-card-large { grid-column: span 2; }
.feature-icon { font-size: 1.75rem; margin-bottom: 1rem; }
.feature-card h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: .5rem; }
.feature-card p  { font-size: .9rem; color: var(--muted); line-height: 1.6; }

/* ===== PRICING ===== */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  align-items: start;
}
.pricing-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  background: var(--bg);
  position: relative;
}
.pricing-card-featured {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px #bfdbfe;
}
.plan-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--primary);
  color: #fff;
  font-size: .75rem;
  font-weight: 700;
  padding: .25rem .85rem;
  border-radius: 999px;
  white-space: nowrap;
}
.plan-name  { font-size: .85rem; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; margin-bottom: .5rem; }
.plan-price { font-size: 2rem; font-weight: 800; margin-bottom: .5rem; }
.plan-price span { font-size: 1rem; font-weight: 500; color: var(--muted); }
.plan-desc  { font-size: .875rem; color: var(--muted); margin-bottom: 1.5rem; line-height: 1.5; }
.plan-features { margin-bottom: 1.75rem; display: flex; flex-direction: column; gap: .5rem; }
.plan-features li { font-size: .9rem; color: var(--text); }

/* ===== COMMUNITY ===== */
.community-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}
.community-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
}
.community-icon { font-size: 2rem; margin-bottom: 1rem; }
.community-card h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: .5rem; }
.community-card p  { font-size: .9rem; color: var(--muted); line-height: 1.6; }

/* ===== CTA SECTION ===== */
.cta-section {
  background: var(--primary);
  color: #fff;
  text-align: center;
  padding: 5rem 1.5rem;
}
.cta-section h2 { font-size: clamp(1.75rem, 3vw, 2.25rem); font-weight: 800; margin-bottom: .75rem; }
.cta-section p  { font-size: 1.05rem; opacity: .85; margin-bottom: 2rem; }
.cta-section .btn-primary {
  background: #fff;
  color: var(--primary);
  font-size: 1rem;
  padding: .9rem 2rem;
}
.cta-section .btn-primary:hover { background: #eff6ff; transform: translateY(-1px); }

/* ===== FOOTER ===== */
.footer { background: var(--text); color: #cbd5e1; padding: 4rem 1.5rem 2rem; }
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  gap: 3rem;
  flex-wrap: wrap;
  margin-bottom: 3rem;
}
.footer-brand { max-width: 220px; }
.footer-brand .logo-text { color: #fff; }
.footer-brand p { font-size: .875rem; color: #64748b; margin-top: .75rem; }
.footer-links { display: flex; gap: 3rem; flex-wrap: wrap; }
.footer-col { display: flex; flex-direction: column; gap: .6rem; }
.footer-col h4 { font-size: .8rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: #94a3b8; margin-bottom: .25rem; }
.footer-col a { font-size: .875rem; color: #64748b; transition: color .2s; }
.footer-col a:hover { color: #fff; }
.footer-bottom {
  max-width: 1200px;
  margin: 0 auto;
  padding-top: 2rem;
  border-top: 1px solid #1e293b;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: .5rem;
  font-size: .8rem;
  color: #475569;
}

/* ===== AUTH PAGES ===== */
.auth-page { background: var(--bg-alt); min-height: 100vh; }
.nav-minimal .nav-inner { justify-content: space-between; }
.auth-nav-hint { font-size: .875rem; color: var(--muted); }
.auth-nav-hint a { color: var(--primary); font-weight: 600; }

.auth-layout {
  display: flex;
  min-height: calc(100vh - 65px);
}

/* Left panel */
.auth-panel-left {
  flex: 1;
  background: linear-gradient(135deg, #1e3a8a 0%, #1d4ed8 50%, #2563eb 100%);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 3rem 2.5rem;
}
.auth-panel-content { max-width: 420px; }
.auth-panel-content h2 {
  font-size: clamp(1.6rem, 2.5vw, 2.1rem);
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 1rem;
}
.auth-panel-content > p {
  font-size: 1rem;
  opacity: .8;
  margin-bottom: 2.5rem;
  line-height: 1.6;
}
.auth-benefits { display: flex; flex-direction: column; gap: 1.25rem; margin-bottom: 2.5rem; }
.auth-benefits li {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}
.benefit-icon { font-size: 1.25rem; flex-shrink: 0; margin-top: .1rem; }
.auth-benefits strong { display: block; font-size: .95rem; font-weight: 700; margin-bottom: .15rem; }
.auth-benefits span { font-size: .85rem; opacity: .75; }
.auth-quote {
  background: rgba(255,255,255,.1);
  border-left: 3px solid rgba(255,255,255,.4);
  border-radius: 0 8px 8px 0;
  padding: 1rem 1.25rem;
}
.auth-quote p { font-size: .9rem; line-height: 1.6; opacity: .9; font-style: italic; margin-bottom: .5rem; }
.auth-quote span { font-size: .8rem; opacity: .6; font-weight: 600; }

/* Right panel */
.auth-panel-right {
  flex: 1;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding: 3rem 2rem;
  overflow-y: auto;
}
.auth-form-wrap { width: 100%; max-width: 480px; }
.auth-form-header { margin-bottom: 2rem; }
.auth-form-header h1 { font-size: 1.75rem; font-weight: 800; margin-bottom: .35rem; }
.auth-form-header p { font-size: .9rem; color: var(--muted); }

/* Auth form fields */
.auth-form { display: flex; flex-direction: column; gap: 1rem; }
.form-row.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

.form-group { display: flex; flex-direction: column; gap: .4rem; }
.form-group label {
  font-size: .85rem;
  font-weight: 600;
  color: var(--text);
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: .7rem .9rem;
  font-size: .95rem;
  font-family: inherit;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  background: #fff;
  color: var(--text);
  transition: border-color .2s, box-shadow .2s;
  outline: none;
  appearance: none;
}
.form-group input:focus,
.form-group select:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(37,99,235,.12);
}
.form-group input::placeholder { color: #cbd5e1; }

/* Phone prefix */
.input-prefix-wrap { position: relative; display: flex; align-items: center; }
.input-prefix {
  position: absolute;
  left: .9rem;
  font-size: .875rem;
  color: var(--muted);
  font-weight: 500;
  pointer-events: none;
  white-space: nowrap;
}
.input-prefix-wrap input { padding-left: 5.5rem; }

/* Password toggle */
.input-suffix-wrap { position: relative; }
.toggle-password {
  position: absolute;
  right: .75rem;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  cursor: pointer;
  font-size: 1rem;
  padding: .25rem;
  line-height: 1;
}

/* Password strength */
.password-strength {
  height: 4px;
  background: var(--border);
  border-radius: 999px;
  overflow: hidden;
  margin-top: .35rem;
}
.strength-fill {
  height: 100%;
  border-radius: 999px;
  width: 0;
  transition: width .3s, background .3s;
}
.strength-label { font-size: .78rem; font-weight: 600; }

/* Checkbox */
.checkbox-group { flex-direction: row; }
.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: .6rem;
  font-size: .875rem;
  color: var(--muted);
  cursor: pointer;
}
.checkbox-label input[type="checkbox"] {
  appearance: none;
  -webkit-appearance: none;
  width: 18px;
  height: 18px;
  min-width: 18px;
  border: 1.5px solid #d1d5db;
  border-radius: 5px;
  background: #fff;
  cursor: pointer;
  flex-shrink: 0;
  margin-top: .15rem;
  position: relative;
  transition: background .15s, border-color .15s, box-shadow .15s;
}
.checkbox-label input[type="checkbox"]:hover {
  border-color: var(--primary);
}
.checkbox-label input[type="checkbox"]:checked {
  background: var(--primary);
  border-color: var(--primary);
}
.checkbox-label input[type="checkbox"]:checked::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 5px;
  height: 9px;
  border: 2px solid #fff;
  border-top: none;
  border-left: none;
  transform: translate(-50%, -60%) rotate(45deg);
}
.checkbox-label a { color: var(--primary); font-weight: 600; }

/* Submit button */
.btn-submit {
  padding: .85rem;
  font-size: 1rem;
  border-radius: 10px;
  margin-top: .5rem;
}

/* Divider */
.auth-divider {
  display: flex;
  align-items: center;
  gap: 1rem;
  color: var(--muted);
  font-size: .8rem;
}
.auth-divider::before,
.auth-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--border);
}

.auth-switch { text-align: center; font-size: .875rem; color: var(--muted); }
.auth-switch a { color: var(--primary); font-weight: 600; }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .feature-card-large { grid-column: span 1; }
  .pricing-grid { grid-template-columns: 1fr; max-width: 420px; }
  .community-grid { grid-template-columns: repeat(2, 1fr); }
  .auth-panel-left { display: none; }
  .auth-panel-right { flex: 1; padding: 2rem 1.5rem; }
}

@media (max-width: 768px) {
  .nav-links, .nav-actions { display: none; }
  .hamburger { display: flex; }
  .steps-grid { flex-direction: column; }
  .step-arrow { transform: rotate(90deg); }
  .features-grid { grid-template-columns: 1fr; }
  .community-grid { grid-template-columns: 1fr; }
  .footer-inner { flex-direction: column; gap: 2rem; }
  .footer-links { gap: 2rem; }
  .form-row.two-col { grid-template-columns: 1fr; }
  .hero { padding: 3rem 1.25rem 2rem; }
}

@media (max-width: 480px) {
  .hero-cta { flex-direction: column; align-items: center; }
  .trust-bar { flex-direction: column; text-align: center; }
  .pricing-grid { max-width: 100%; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

/* ===== UI POLISH — ANIMATIONS & MICRO-INTERACTIONS ===== */

/* Scroll-triggered fade-up */
.fade-up {
  opacity: 0;
  transform: translateY(26px);
  transition: opacity .55s ease, transform .55s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }
.fade-up.delay-1 { transition-delay: .08s; }
.fade-up.delay-2 { transition-delay: .16s; }
.fade-up.delay-3 { transition-delay: .24s; }
.fade-up.delay-4 { transition-delay: .32s; }
.fade-up.delay-5 { transition-delay: .40s; }

/* Reduced motion — respect user preference */
@media (prefers-reduced-motion: reduce) {
  .fade-up { opacity: 1; transform: none; transition: none; }
  .btn-primary:hover, .btn-outline:hover { transform: none; }
}

/* Improved button press feel */
.btn-primary:active  { transform: translateY(0) scale(.97); }
.btn-outline:active  { transform: scale(.97); }

/* Feature card lift */
.feature-card {
  transition: box-shadow .25s ease, transform .25s ease, border-color .2s;
}
.feature-card:hover { border-color: #bfdbfe; }

/* Pricing card hover */
.pricing-card { transition: box-shadow .25s ease, transform .25s ease; }
.pricing-card:hover { box-shadow: 0 8px 32px rgba(0,0,0,.1); transform: translateY(-3px); }
.pricing-card-featured:hover { box-shadow: 0 8px 32px rgba(37,99,235,.18); }

/* Step card hover */
.step-card { transition: box-shadow .25s ease, transform .25s ease; }
.step-card:hover { box-shadow: 0 6px 24px rgba(0,0,0,.08); transform: translateY(-2px); }

/* Community card hover */
.community-card { transition: box-shadow .25s ease, transform .25s ease; }
.community-card:hover { box-shadow: 0 6px 24px rgba(0,0,0,.08); transform: translateY(-2px); }

/* Nav link underline slide */
.nav-links a { position: relative; }
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0;
  width: 0; height: 2px;
  background: var(--primary);
  border-radius: 1px;
  transition: width .2s ease;
}
.nav-links a:hover::after { width: 100%; }

/* Hero mockup float animation */
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-8px); }
}
.hero-mockup { animation: float 4s ease-in-out infinite; }

/* Trust bar bank tags pop */
.bank-tag {
  transition: background .2s, border-color .2s, transform .15s;
  cursor: default;
}
.bank-tag:hover { background: var(--primary-light); border-color: #bfdbfe; transform: translateY(-1px); }

/* Auth form field focus glow */
.auth-form .form-group input:focus,
.auth-form .form-group select:focus {
  box-shadow: 0 0 0 3px rgba(37,99,235,.12);
}

/* Smooth page reveal on load */
@keyframes pageReveal {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}
body > .nav + * { animation: pageReveal .4s ease both; }